7 Easy Tips to Declutter on a Low Income (and why it's so different)

How to declutter on a low income when you don’t want to get rid of your things.

Have you ever wondered how you’re supposed to declutter when you can’t afford to go out and buy new stuff? Why would you get rid of something that is perfectly usable just because it doesn’t bring you joy, when you can’t afford to buy the things that DO bring you joy?

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If you’re curious:

This is the EXACT book that thousands of people have used to declutter their lives.

Almost every decluttering post, article, and book you’ll read will tell you how to declutter your things in a way that sounds so simple it’d be crazy not to do it. But they all have one thing in common –

Most decluttering posts, books, and articles are all written from a place of excess stuff.

The reason why it’s so easy for these people to get rid of their stuff is because they have more than what they need, and they have the funds to go out and buy whatever they may need if they don’t already have it.

But no one is writing about how to declutter when you’re starting from a place with less stuff. No one is talking about how to declutter on a low income when you don’t even have the money to go out and buy the things you NEED, nevermind things you want.

Decluttering on a low income means learning how to make do what you have when you don’t have the money to buy what you need.

Here’s the deal:

Decluttering on a low income is possible, and in this post we’re going to go over the exact steps you can take to learn how to declutter on a low income – because it IS different.

Why decluttering on a low income is different

Decluttering on a low income is different than decluttering when you have money to buy the things you need because when you have a low income you naturally want to hold on to everything and anything you get your hands on, just in case you’ll need it one day.

It’s a lot easier for someone to get rid of things when they know they have the money to go buy it back if they were to ever need it again in the future than it is for someone who doesn’t even have the money to pay all their bills for the month.

But, just because it’s harder doesn’t mean it’s impossible.

Now:

Living on a low income often means that you are doing your best to live as frugally as possible, and sometimes decluttering can feel like the very opposite of frugal living.

And sometimes it is.

If you declutter everything in your house – every duplicate, every single item that doesn’t bring you joy – you’re likely going to wind up needing it someday but not having the money to buy it again.

But, if you do decluttering a bit differently (which we’re going to talk about below), you CAN declutter and live frugally.

How I declutter on a low income

A couple years back when I finally decided it was time to do something about all the clutter in our house, my husband and I were living on one low income and I really struggled to get rid of anything at all.

I felt like everything we had in our house was an asset.

Even the 3 coffee makers… they were all assets. I kept them around just in case one broke. And in case the next one broke.

There was a part of me that knew we needed to get rid of the clutter in our house – even though I didn’t see it as clutter. But, I struggled so much with the idea of getting rid of stuff, just in case we ended up needing it one day – because we certainly couldn’t afford to just go out and buy it again.

We had two options:

Either we could continue to keep everything we had in our house because we couldn’t afford to go out and buy new stuff.

Or, we could get rid of the clutter we were holding on to and learn how to make do without this stuff and, in turn, live happier and less stressed by emptying our house of all the unnecessary stuff.

It was a long process, but eventually we started to learn how to get rid of the clutter in our house, and then we started learning how to stop the clutter before it even had a chance to enter our house.

Living a clutter free life on a low income IS possible.

Here’s the thing:

Decluttering on a low income teaches you how to make do with what you have until you can afford to buy what you need.

And most of the time, when you finally have enough money to afford the things that you need, at that point you realize that the things you thought you needed weren’t really necessities at all, and you can continue to live without them.

7 ways to declutter on a low income

1. Separate the necessities from the luxuries

I realize that when you’re living on a low income everything you own can start to feel like a necessity.

When you don’t have enough money to pay the bills every month, it can feel like you NEED everything you own – and you’d be foolish to get rid of any of it.

When I decided to start decluttering I walked through our house with a couple of these bags in hand. Then I went through it again. And again.

I had all my decluttering tools, but I was getting nothing done.

I had heard that you should walk through your house with a couple bags or bins, and go through each item and put them into the appropriate bins or bags (donate, keep, and sell).

I went through each room, but everything we owned felt like a necessity.

I couldn’t bring myself to get rid of any of it. I was scared that as soon as I got rid of something, we would end up needing it the very next day.

I wasn’t ready to get rid of anything in our house, because everything felt like it was something we needed – even the things we hadn’t used in months.

The first step to getting started decluttering on a low income is to separate the things you NEED from the things you WANT.

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to help you find freedom in a life of owning less stuff, how to get rid of nonessentials, and how to maximize your life by minimizing your possessions. The more of less shows you how one couple got rid of 60% of what they owned and how they found more freedom, contentment, generosity, and opportunity by letting go of the things that were holding them back. Click here to read about The More of Less.

It might not feel like you have any luxuries right now. It might feel like everything you own is a need. But really think about each item you own. Is it something you truly need and use on a regular basis, or is it something you keep around for convenience?

Does it make your daily life easier, or is it just taking up space?

Do this to get started decluttering your house, then move on to step 2.

2. Stop comparing yourself

I once heard a spectacular quote, and it has been one of the biggest things that has helped me not only declutter but also live contently on a low income.

“Comparison is the thief of joy.”

It’s true. When you compare yourself, your life, or your home to someone else’s, you’ll always wind up feeling unsatisfied.

Every single person has something different going on in their life than the next person, and comparing yourself to someone else is never a good idea – you will only end up feeling dissatisfied, unencouraged, and like a failure.

Instead, focus on where you are RIGHT NOW.

When it comes to decluttering, it can be tempting to look at someone else’s house or decluttering habits and think they have it all together. It’s tempting to put yourself down because you need more time to declutter, or your house doesn’t look as perfect as theirs.

Quit comparing and start DOING.

Stop wasting your time comparing yourself, your house, to other people’s and start doing something about your situation to keep yourself moving forward.

Go spend some time decluttering your house rather than wasting time scrolling through photos on social media and comparing your life to someone else’s.

**3. Keep some duplicates**

I’m sure you’ve heard many people tell you to “get rid of ALL duplicates” (in fact – I’ve mentioned this in my other decluttering posts), but when you’re decluttering on a low income, keeping some duplicates is a good idea.

The key is to keep duplicates in moderation. Don’t keep everything, just the things you may need.

For example, you probably don’t need 30 hand towels, but you might need a few extra mugs.

Maybe you only use 5 hand towels in a rotation before washing them and starting again. If that’s the case, you could get rid of 20 hand towels, keep the 5 you use most, and keep 5 extra for when the ones you use wear out.

It might be a good idea to keep some extra mugs on hand since they can easily break. But, if you have a LOT of extra mugs, chances are you don’t need them all.

So, keep duplicates of things that make sense, and only in moderation.

For bigger things such as baking dishes and coffee makers, it might be a good idea to keep a duplicate of them in case they break in the near future and you don’t have the money to replace them.

If you have good thrift stores with affordable stuff around where you live you could get rid of most of your duplicates knowing you can replace them for very cheap if they do break. This way you don’t have to worry about finding somewhere to store them in your house.

4. Learn how to make do with what you have

The thought of decluttering and getting rid of things is terrifying when you know you don’t have the money to go out and buy new stuff if you ever end up needing what you just got rid of.

But it doesn’t have to be such a terrifying thought. You can learn how to make do with what you have until you have the money to buy what you need.

For example:

If your kettle breaks, you don’t have to run to the store and buy a new one. You can start boiling water on the stove in a pot. It may take a bit more time, but it works just as well.

If your magic bullet or blender stop working but you have a hand blender, you could still get the job done without going to the store and buying new appliances.

Most things in life are luxuries disguised as necessities.

If you get creative with what you have you almost never have to go out to buy and replace whatever broke or needs replacing.

5. Take your time

It’s okay if decluttering your house takes you weeks to complete. Decluttering isn’t a race. It’s something that you can – and should – take your time with.

While someone might promise you that you can declutter your entire house in a weekend, they don’t know your house.

They don’t know what you have.

YOU know your house. You know the stuff you have. And you know that it very likely will take you longer than one weekend to declutter your entire house.

When you’re decluttering you might also end up discovering that you have a lot more stuff than you realized you had – which could “set you back” a couple days in the whole decluttering process.

Instead of focusing on getting your decluttering done fast, you should focus on getting it done right.

Focus on doing a thorough decluttering of your house so you don’t realize after you’re done that you were so focused on doing it fast that you missed half of the stuff.

Because then you have to go back and start again.

But, don’t take so long that you end up fading off the decluttering bandwagon before you have a chance to finish. It is a good idea to set a date that you would like to be finished decluttering by, but don’t feel pressured to set a date that someone else is telling you to.

If you think it will take you a week to declutter your house, set a date for a week from today (yes – you should start TODAY. No more putting it off). If you think it will take you two months to declutter your house, set a date for two months from now.

Work as hard as you can until you have completely finished decluttering your house. (If it takes you longer to declutter your house than the finish date you set, keep working at it and don’t stop until you’re completely done.)

You’ve got this!

6. Use the hanger method to declutter your clothes

Getting rid of clothes when you don’t have money to buy new ones is terrifying.

I used to hate parting with my clothes until I realized that I was barely even wearing a quarter of them, and the rest truly were just taking up space in our home. (And making it harder for me to decide what to wear every day.)

Instead of looking at your closet and guessing which clothes you don’t wear often and getting rid of those ones (because I’ll bet you really don’t wear as many as you think you do), take the whole guessing game out of it.

Hang all your clothes up on hangers, then turn ALL the hangers around so they are backwards in your closet. You’re going to need a lot of hangers for this decluttering challenge and you can get bulk hangers for cheap here.

Now:

Each time that you wear a certain article of clothing, turn that hanger around so it is facing the right way, and leave it there.

After a year (or a season, if you have different clothes for each season), any clothes on hangers that are still facing backward can go.

You know that you haven’t worn those clothes in an entire year, so they really don’t need to be taking up space in your closet anymore.

7. Organize everything that’s left

The fact of the matter is, no matter how much stuff you get rid of, you’re going to need to keep some stuff behind.

And, you’re going to need to organize the stuff that you do keep.

No matter how much stuff you get rid of and how little stuff you keep in your house, you’re still going to have to organize the stuff you keep and create a place in your home for it.

The bonus is that organization doesn’t have to be expensive. Many people want their homes to look Pinterest-worthy and just like the home out of that Home & Design magazine, and when you organize like that, it WILL be expensive.

But, if you’re decluttering on a budget, chances are you are organizing on a budget, too.

You can organize for cheap by using a couple of small baskets like these in various rooms of your house to keep items together in a neat and tidy way. I also like to keep a miscellaneous basket in the common areas of our house (the entryway and living room). These baskets collect items that don’t belong in that room, then at the end of the day I can walk around the house with the basket and put everything away where it does belong. These are what I recommend using.

This guide is one of the best for finding new home organization tips that you never would have thought of before. It helps you organize the 30 main areas in your home – it truly leaves nothing out. Click here to see the complete list of home organization ideas.

The benefits of decluttering on a low income

It creates a peaceful home. When was the last time you were able to sit on the sofa at the end of the day and just relax? Not look around at the disaster in your house and feel stressed? When you declutter your house you will be creating a much more peaceful and relaxing environment for you and your family to enjoy.
Reduces your cleaning time. When you declutter your house you will be slashing the amount of time it takes to clean your house significantly. You no longer have to clean around, under, and behind a large variety of objects.
Saves money. The less clutter you have in your house, the less tempted you will be to buy things that are just going to end up becoming clutter. The more clutter you have, the more clutter you’ll let into your house.
Increased productivity. When you declutter your house you will be a LOT more productive throughout your days. A cluttered space makes it harder to focus on the task you’re trying to complete, and your mind will tend to wander off. Working in a clean, clutter-free space will help you get more thing done throughout your day.

It can be stressful to declutter on a low income, but remember all the benefits and the amazing feeling of satisfaction you’ll get when you have decluttered your house – and use that to keep you moving forward.

You can do this!

What are your favorite tips for decluttering on a low income? I’d love to hear from you!

NiKi on September 7 at 4:30 am

My BIGGEST challenge isn’t with deciding what to get rid of; I am brutal about what I can let go of.
Where I hit a wall is with then getting it out of the door.

I used to earn a LOT of money, and have lived alone for the past 15 years, an out of control shopaholic, yo yo-ing between 3 sizes, buying new wardrobes rather than getting rid of stuff cos ‘I’ll lose weight and fit back into that one day’.

I HAVE sent sacks and sacks of stuff to charity.
I am good at pulling out stuff I don’t like or can’t get away with anymore. Too good really, because rather than deal with it in small manageable chunks, I go mad in bursts, and then can’t deal with the sheer volume of what I have sorted out, and it just clutters up my office or conservatory (which are like the holding pens for my ‘stuff’ whilst I procrastinate how to get rid of it.

My problem is with the stuff that I KNOW has value and that I can sell, be it on EBay or Facebook. Stuff with tags still in 😱, immaculate shoes (still in boxes!), good furniture, pictures, things I’ve bought for projects but not used (6 roman blind kits still in their boxes!!)
I am out of work, still recovering from cancer and the huge impact that had on me physically, mentally and financially. (Approx £25k in debt and counting😱)

I know for a FACT that I could pay my mortgage for a few months with the mountain of stuff I have sorted out to resell. It is all organised, boxed/ on hanging rails ready to be sold, be it eBay, Facebook, or the dreaded car boot sale! All blocking up my office.. for about FIVE YEARS!!
I’ve even bought stuff specifically to enable me to sell stuff 😱 – hanging rails, fold up tables, price tagging machines and even a bloody gazebo for the car boot I never manage to actually get to (always forgetting to get my float the day before then ‘Oh well, I’ll do it next week.’!!
You see, I have ADHD. And THAT makes me procrastinate. ALL the time.

I do indeed have bouts of enthusiasm for putting stuff up for sale, but since my cancer/ chemo my ADHD is a LOT worse, and I no longer have the level of hyperfocus I used to have, and these bouts do not last long at all before I get bored or distracted by something else that ‘needs’ doing.
.i think it is because I have stockpiled everything and now it is just a HUGE job so I am only making tiny dents in it and that does not give me my much needed dopamine hit that I need to spur me on to complete a task.

I know what I SHOULD do. Take out small manageable numbers of stuff maybe ever evening and commit 1 hour to ebay/ Facebooking it. Chip away at the mountain.

Or when I do eventually get another good job, I pln on just calling the charity shop to come get it all and give me my beautiful house back so I can BREATHE again and stop feeling such a guilty failure. I definitely will need my office back! The decline of my career and the state of my office are absolutely linked!! (As is my barren love life and state of my bedroom!!)
I absolutely know there is a VALUE’ to my mental health of having a clear uncluttered home. Particularly important for folks with ADHD as we cannot function in clutter.

My other idea was to plan a big house party to FORCE myself to get rid of my crap! I have become very isolated as my clutter expanded, ashamed to have friends see it. I always used to be so much better when I had friends over, forced me to clean and tidy (I am actually a perfectionist, with a touch of OCD to boot!!! Did you know hoarding is an OCD trait?)

I really need one of my friends to help drive me to deal with this. They all offer, but when I ask they all say ‘Oh I’m tied up for the next month, let’s sort something out next month.” then next month never comes. (I hate begging so I only ask once for help and if it is not forthcoming I don’t ask again.)

God I hate this.

6 Comments

Virginia on March 12 at 1:15 am
I took notes as I read this article… Thank you
I am a single mother of a 13 yr old boy and I am ashamed to say that he can’t even have friends over due to our messy home. And the really sad part is most of it is me. I am NOT quit a hoarder YET BUT CLOSE. I have PTSD and depression and it gets difficult. Guilty Mother complex keeps this cycle going. But tomorrow is the first day of getting it done.
I was on Pinterest looking at Pins trying to get some motivation for the Declutter project I will be implimenting, and I came across a letter from a young woman to Mothers of Men and in this letter she was talking about Stop raising Mama boys and to teach them to wash dishes and to help around the house and things of this nature. It is so amazing to me that God always is working in my son and my life. He always puts on front of me exactly what it is I need to see. Nothing in my world happens just because, there is defiantly NO coinicidences. #GODISAMAZING
- Deliberately Here on March 12 at 8:01 am
  Virginia, I’m so glad you were able to find some helpful tips in this post… and congratulations on STARTING to get it done! Every big thing has to start somewhere. 🙂
  I couldn’t agree with you more! God works in some pretty miraculous ways.
Ginger on May 28 at 9:28 pm
Ok, so it took me one week to finish reading your article because I am a stay at home-homeschooling mom to 4 young children. I am so glad that someone understands what low income families face when it comes to things we own and the mentatility behind it. Its not like I want to be low and I mean really low income. We live in a two bedroom house and every inch of space is like valuable real estate. But I have so much stuff I have a hard time finding things sometimes. I know I got my “wanting to hold on to everthing because I might need it someday” from my 85 year old grandmother who was born during the Great Depression and to this day if you say you need what ever she could produce said item. But her house itself is spotless. I have been struggling with the guilt of getting rid of things we do not use or need. As a matter of fact the guilt also carries over to feeling bad about donating it because someone else in my family or a friend may need it someday. So I have, and no joking, about 20 bags of clothes on my porch because I havent been able to find someone who needs them and a storage building of maybe 10 totes full of clothes. My decluttering comes in spurts due to health issuse of two of my children but I have a renewed hope that I can do this. Thank you!!!
- Deliberately Here on May 28 at 9:34 pm
  I’m so glad you were able to find renewed hope to start decluttering! I know how hard it can be, but you CAN do it! 🙂
Teresa L Williams on July 22 at 2:19 pm
I like this “mystery post!” I really needed it. I’m in the process of emptying out my (3!) storages. I bought most of my things when I was making decent money. Now, I’m on disability and retirement. I can’t afford to replace things! So many people in my life don’t understand.
NiKi on September 7 at 4:30 am
My BIGGEST challenge isn’t with deciding what to get rid of; I am brutal about what I can let go of.
Where I hit a wall is with then getting it out of the door.
I used to earn a LOT of money, and have lived alone for the past 15 years, an out of control shopaholic, yo yo-ing between 3 sizes, buying new wardrobes rather than getting rid of stuff cos ‘I’ll lose weight and fit back into that one day’.
I HAVE sent sacks and sacks of stuff to charity.
I am good at pulling out stuff I don’t like or can’t get away with anymore. Too good really, because rather than deal with it in small manageable chunks, I go mad in bursts, and then can’t deal with the sheer volume of what I have sorted out, and it just clutters up my office or conservatory (which are like the holding pens for my ‘stuff’ whilst I procrastinate how to get rid of it.
My problem is with the stuff that I KNOW has value and that I can sell, be it on EBay or Facebook. Stuff with tags still in 😱, immaculate shoes (still in boxes!), good furniture, pictures, things I’ve bought for projects but not used (6 roman blind kits still in their boxes!!)
I am out of work, still recovering from cancer and the huge impact that had on me physically, mentally and financially. (Approx £25k in debt and counting😱)
I know for a FACT that I could pay my mortgage for a few months with the mountain of stuff I have sorted out to resell. It is all organised, boxed/ on hanging rails ready to be sold, be it eBay, Facebook, or the dreaded car boot sale! All blocking up my office.. for about FIVE YEARS!!
I’ve even bought stuff specifically to enable me to sell stuff 😱 – hanging rails, fold up tables, price tagging machines and even a bloody gazebo for the car boot I never manage to actually get to (always forgetting to get my float the day before then ‘Oh well, I’ll do it next week.’!!
You see, I have ADHD. And THAT makes me procrastinate. ALL the time.
I do indeed have bouts of enthusiasm for putting stuff up for sale, but since my cancer/ chemo my ADHD is a LOT worse, and I no longer have the level of hyperfocus I used to have, and these bouts do not last long at all before I get bored or distracted by something else that ‘needs’ doing.
.i think it is because I have stockpiled everything and now it is just a HUGE job so I am only making tiny dents in it and that does not give me my much needed dopamine hit that I need to spur me on to complete a task.
I know what I SHOULD do. Take out small manageable numbers of stuff maybe ever evening and commit 1 hour to ebay/ Facebooking it. Chip away at the mountain.
Or when I do eventually get another good job, I pln on just calling the charity shop to come get it all and give me my beautiful house back so I can BREATHE again and stop feeling such a guilty failure. I definitely will need my office back! The decline of my career and the state of my office are absolutely linked!! (As is my barren love life and state of my bedroom!!)
I absolutely know there is a VALUE’ to my mental health of having a clear uncluttered home. Particularly important for folks with ADHD as we cannot function in clutter.
My other idea was to plan a big house party to FORCE myself to get rid of my crap! I have become very isolated as my clutter expanded, ashamed to have friends see it. I always used to be so much better when I had friends over, forced me to clean and tidy (I am actually a perfectionist, with a touch of OCD to boot!!! Did you know hoarding is an OCD trait?)
I really need one of my friends to help drive me to deal with this. They all offer, but when I ask they all say ‘Oh I’m tied up for the next month, let’s sort something out next month.” then next month never comes. (I hate begging so I only ask once for help and if it is not forthcoming I don’t ask again.)
God I hate this.