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Are you a natural spender? Do you find it way easier to go to the mall and spend money than to stay home for the day and save money instead? What do you do if you want to save money when you’re a natural spender?

Maybe you’re a natural spender without realizing it. You might think that you really are trying to save money, but wind up getting frustrated when you check your bank account balance to find that it’s even lower than last time you checked it.

So what if you are a natural spender? How on earth are you supposed to save money?

When I was younger any money that was in my possession was quickly spent on candy. I couldn’t save a dime to save my life. Thankfully, as I got older I grew out of those bad spending habits (my teeth also thank me) and started really thinking about the purchases I made.

But I understand that not everyone grows out of bad spending habits, and some people acquire even more bad money habits over the years.

If you’re a spender trying desperately to find ways to save money, let’s get right to it.

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Related: 5 Money Saving Tips That Will Change the Way You Save Money

 

6 ways to save money when you’re a natural spender

1. TRACK YOUR SPENDING

Track every penny that goes out of your bank account and wallet. Save receipts and write every expense down.

You can use this handy bill and expense tracker to organize your bills.

This might not sound very fun, and the truth is – it isn’t. I honestly don’t like keeping track of all our expenses, and every little bit of money we spend, but it’s what has to be done if you are serious about saving money.

How to save money when you're a natural spender. Easy saving money tips for the newly frugal. Save money ideas and live smart with these frugal tips. Get your finances organized and start saving money with frugal living.

2. MAKE A BUDGET

After you’ve got your spending habits in hand, make yourself a budget. It doesn’t matter if you want to quickly scribble a budget down on a piece of paper or use this preformatted budget, as long as you have one.

Creating a budget is going to help you keep track of all your money, and it will tell you exactly how much money should be going where.

It will show you how much money you should be spending every month on food, how much money you should be spending on vehicle expenses, rent, and so on.

Related: How to Create a Budget When You Suck With Money

3. BE STRICT WITH YOURSELF

You might not want to hear this one, but being strict with yourself is something you absolutely need to do if you tend to spend money when you should be saving it.

Now that you’ve made a budget and are tracking your expenses you need to stick with it.

Make sure you stick to your budget, don’t give yourself cheat days. Even if you’ve been doing great for a month or so and you feel like it’s fair to give yourself a cheat day – don’t do it. Keep pushing on because as soon as you take one step back it will be really hard to start going forward again.

Grab this free workbook to help you get ahead of your finances, even when you’re drowning in bills!

4. BUY DISCOUNTED ITEMS

Don’t be too proud to shop at discounted item stores. You can find great quality, name brand clothes at a wide variety of different thrift stores and discount stores.

You may have to sift through some not-so-clean, not-so-nice clothes, but when I shop at thrift stores for clothing I am often quite satisfied with my finds, and I don’t have to spend $10 (or even $5!) for a t-shirt.

If you need new appliances shopping at local scratch and dent stores is a great way to help you spend less money so you can save more.

Quite often they will have appliances that work perfectly but have a small dent or imperfection somewhere on them (usually unnoticeable), and sell them for a fraction of the cost of buying new.

5. USE COUPONS

I used to hate the thought of couponing. I didn’t have time to sit around clipping coupons all day, and I’m sure you don’t, either!

Thankfully there are smart, time-effective ways to coupon that allow you to save money on products you would buy anyway, without spending too much time clipping coupons.

One of my favorite ways to use coupons is from the app Flipp. It’s a couponing app that has all the fliers, deals, and coupons for your local stores.

If I need to buy chicken I can do a quick search in the app for “chicken” and it will show me the stores around me that have the best deals and if there are any coupons available to get an even cheaper price.

6. SET UP AUTOMATIC PAYMENTS INTO YOUR SAVINGS ACCOUNT

Oh, the conveniences of modern day banking. Set up your bank account to do an automatic transfer from your checkings account to your savings account on the day that you get paid, this way you won’t be tempted to spend the money you made and save what’s left over – you’ll automatically be saving first then spending if there’s anything left over.

Saving money isn’t always easy, but I promise you it doesn’t have to be as hard as you might think it is.

What are some things that work best to help you save money when you struggle to? Are you a natural spender, or a natural saver? I’d love to hear your best tricks on ways to save money when you’re a natural spender!

Related:
5 Ways to Start an Emergency Fund When Money is Tight
How to Live Below Your Means (+ 5 Reasons Why You Should)
10 Clever Ways to Trick Yourself Into Saving Money
7 Easy Ways to Stop Spending Money You Don’t Have

 easy ways to save money when you're a natural spender. WOW! These tips are SO cool! I thought I would never be able to save money but these tips make it possible!
Easy ways to save money when you're a natural spender. Saving money every month by following these simple tips. How to stay on budget every month when you like to spend money. Stop impulse purchases with these handy tips.

Easy ways to save money when you're a natural spender. Saving money every month by following these simple tips. How to stay on budget every month when you like to spend money. Stop impulse purchases with these handy tips. Are you a natural spender? Do you spend too much money out of boredom? You NEED these tips to help you save money every month and stay on budget!

 easy ways to save money when you're a natural spender. WOW! These tips are SO cool! I thought I would never be able to save money but these tips make it possible!

Rejoice in hope, be patient in tribulation, be constant in prayer. Romans 12:12