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Are you a frugal, money saving diva? Or are you on the other end of the spectrum and living frugally just doesn’t quite come as naturally to you? Let this list of over 20 things that frugal people don’t do help you!
Some of us find it so easy to save money and love to do it, while other’s of us have a harder time convincing themselves to save money, and once they’ve decided to live frugally, they don’t know where to start.
I’ve put together a list of over 20 different things that Frugal people DON’T DO.
These are unnecessary things that many people still do, not realizing how much of an impact it is causing on their savings, and why their savings might be decreasing rather than increasing or it might even just be plateauing.
If you’re frustrated and just really want to find some ways that you can save money without selling your soul or happiness, here are a few ways that frugal people do it, and how you can too.
22 THINGS THAT FRUGAL PEOPLE DON’T DO
1. THEY DON’T BUY STUFF JUST BECAUSE IT’S ON SALE, OR THEY HAVE A COUPON FOR IT
If it’s something you didn’t need before it was on sale, simply buying it because it’s a good price isn’t going to be saving you money.
2. THEY DON’T BUY UNNECESSARY STUFF
Again, just because something is on sale, doesn’t mean that you need to buy it. This is something frugal people know very well, and keeping it in mind helps them save money.
3. THEY DON’T LET THEIR FOOD GO TO WASTE
They embrace their leftovers and have lazy leftover nights or create another great meal out of their leftovers. Food is expensive and they don’t want to waste it.
4. THEY DON’T HAVE UNNECESSARY EXPENSES
Any expenses that are not necessary? Gone. They don’t let unnecessary things suck their money away when they could be saving that money instead.
5. THEY DON’T PAY BILLS LATE
Paying bills late equals accumulating interest. Interest is an unnecessary expense that is easily avoided by paying the bills on time. Don’t let the black hole of interest suck your bank account dry. Avoid this by marking on your calendar when bills are due, and paying them before it’s too late.
6. THEY DON’T HAVE THE LATEST AND GREATEST OF EVERYTHING
They don’t have the latest, greatest phones or computers, or the other expensive gadgets out there. They have come to terms with their situation and have decided to be happy living with less.
7. THEY DON’T EAT OUT OFTEN
They have realized that eating out is a nothing but a giant black hole that sucks your money away. Frugal people have created a habit of cutting back on eating out and last minute meals and have realized the importance of cooking from scratch.
8. THEY CUT BACK ON HOW OFTEN THEY BUY COFFEE OUT
Just like eating out, buying coffee out all the time can add up quicker than you might expect. Invest in a good coffee maker (we have this one and we love it!) and make your own coffees at home.
9. THEY DON’T BUY IN SMALL QUANTITIES
Within reason. When they can save money by buying in bulk, they will buy in bulk and properly store the items so that it doesn’t go bad over time. But, if it’s something that really won’t save them money by buying in bulk, they don’t buy more than they would necessarily need.
10. THEY DON’T LET A GREAT SALE GO BY
If there’s a sale on something that they know they use often and will always need more of (cheese, dish soap, milk, etc), they aren’t afraid to stock up on those items, but they don’t go overboard (that would bring us right back up to #1).
11. THEY DON’T GO TO THE MALL A LOT
Window shopping can easily turn into actually buying stuff. If you have a hard time keeping yourself from purchasing items when you’re out and about, just don’t go to the stores. It’s that plain and simple.
12. THEY DON’T MAKE LAST MINUTE TRIPS TO THE GROCERY STORE
They are meal planning divas and have cut last-minute grocery store trips out of our lives.
13. THEY DON’T GO TO THE GROCERY STORE WITHOUT A LIST
Just like the last one, another important thing that frugal people DON’T do is go to the grocery store without a list. It’s far too easy to get caught up in the moment (or a “good” sale) and wind up at the checkout with way more than you need.
14. THEY DON’T FORGET WHERE THEY SPENT THEIR MONEY
They know how much money they have spent, when it was spent, and what they spent it on. Keeping track of where their money is going helps them save more.
When you’re more aware of where your money is going and have the bills and receipts clearly in front of your face you can see how much money is really being spent, and it might just be the extra push of encouragement you need to start saving more.
15. THEY AREN’T CLUELESS ABOUT THE PRICE OF AN ITEM BEFORE PURCHASING IT
They always double and triple check the prices. When they’re at the checkout, or looking at their receipts, or looking at a sale item on the shelf, they always double and triple check to make sure they’re not being overcharged for the product.
16. THEY ALWAYS LOOK THROUGH LOCAL FLIERS BEFORE GOING SHOPPING
They are flier shoppers. And there’s no shame in that. Checking all the local fliers and making a meal plan and shopping list based on what’s on sale that week is a great way to make sure they are getting the most bang for their buck.
17. THEY KNOW HOW TO AND AREN’T ASHAMED TO SAY NO
Saying no can be tough and embarrass some people, but frugal people know that saying no is an important part of their lives now. Whether they’re saying no to themselves when they are tempted to buy something unnecessary, or if they’re saying no to an invitation for a night out.
18. THEY DON’T SETTLE
Highly frugal people know that there are endless ways that they can save money, and there’s always new creative things for them to learn.
They don’t settle with their money-saving habits, but instead make a habit out of intentionally learning and trying new ways that they can save money.
19. THEY DON’T BUY BRAND NEW
Some things, like clothes, you don’t need to pay top dollar for. They know that there are many options out there to get nice clothes for less, and they are never above going to a thrift store every so often.
There are even stores (local scratch and dent stores) that you can get great, new appliances for less.
20. THEY AREN’T CLUELESS
They have a plan for their money. They set goals for their money. They want to make their money work for them.
21. THEY’RE NOT ABOVE DOING SMALL SIDE HUSTLES HERE AND THERE
They know that there are multiple side hustles that allow you to save up money, everywhere. And you all know that the #1 side hustle to make money, in my opinion, is Blogging. Click here to find out if you should start a blog, then Click here to learn how you can start your own blog and make money from home today in just a few simple steps.
22. THEY SAVE MONEY AND HAVE A PLAN FOR IT
They won’t let emergencies make them sink in financial debt. Frugal people are always saving so they can be prepared for if and when a possible emergency might arise.
If you want to save more money, check out Ebates. Ebates offers cash back for purchases made through them. So you can be making money back on things you were going to buy, anyway. Ebates offers a variety of stores, including Wal-mart, Kohl’s, Macy’s, JCPenny, Amazon, eBay, and many, many more! Sign up for free and get a $10 cash bonus when you sign up through my link!
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How to Thrive & Save Money When You’re a Single Income Family
10 Simple Ways to Save More Money Every Month (we save money & we are living on ONE INCOME!)
6 Simple Steps to Meal Planning (Save Time + Money)
Rejoice in hope, be patient in tribulation, be constant in prayer. Romans 12:12